:root{
  --ink:#241c17;
  --ink-soft:#65584d;
  --ivory:#f5efe5;
  --paper:#fffdf8;
  --stone:#d7cbbc;
  --bronze:#9a7442;
  --gold:#c6a56d;
  --deep:#211914;
  --line:rgba(51,39,30,.16);
  --shadow:0 22px 60px rgba(40,29,21,.14);
}
*{box-sizing:border-box}
html{background:var(--ivory)}
body{
  margin:0; min-height:100vh; color:var(--ink);
  font-family:Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background:
    linear-gradient(rgba(255,255,255,.18),rgba(255,255,255,.18)),
    radial-gradient(circle at 12% 0%,rgba(198,165,109,.16),transparent 30rem),
    #eee5d8;
}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
.app-shell{max-width:1180px;margin:0 auto;padding:18px 18px 72px}

.hero{
  position:relative; min-height:560px; overflow:hidden; border-radius:4px;
  box-shadow:0 30px 80px rgba(30,22,16,.28); background:#272019;
  display:grid; place-items:center; isolation:isolate;
}
.hero-photo{
  position:absolute; inset:0; width:100%; height:100%; object-fit:cover;
  object-position:center 48%; filter:saturate(.72) contrast(1.03) brightness(.72);
}
.hero-veil{
  position:absolute; inset:0;
  background:
    linear-gradient(90deg,rgba(18,13,10,.58),rgba(18,13,10,.20) 44%,rgba(18,13,10,.48)),
    linear-gradient(180deg,rgba(12,9,7,.08),rgba(12,9,7,.52));
}
.hero-copy{
  position:relative; z-index:2; text-align:center; color:white;
  width:min(720px,90%); padding:44px 26px;
  text-shadow:0 3px 25px rgba(0,0,0,.55);
}
.hero-kicker{
  margin:0 0 18px; font-size:.72rem; font-weight:800;
  letter-spacing:.34em; color:#ecd29f;
}
.hero h1{
  margin:0; font-family:Georgia, "Times New Roman", serif;
  font-size:clamp(4.4rem,12vw,9rem); line-height:.84;
  font-weight:400; letter-spacing:.06em;
}
.hero-rule{width:82px;height:1px;background:#e7c88b;margin:28px auto 20px}
.hero-subhead{
  margin:0; font-size:.88rem; font-weight:800; letter-spacing:.36em;
}
.hero-subhead span{color:#e7c88b}
.hero-tagline{
  margin:18px auto 0; max-width:560px; font-family:Georgia,serif;
  font-size:1.05rem; font-style:italic; color:rgba(255,255,255,.88);
}

.top-tabs{
  position:sticky;top:8px;z-index:15;display:grid;grid-template-columns:repeat(4,1fr);
  gap:3px;margin:16px 0 0;background:rgba(249,245,238,.94);backdrop-filter:blur(16px);
  padding:5px;border:1px solid var(--line);border-radius:4px;box-shadow:0 10px 30px rgba(45,36,29,.09);
}
.tab{
  border:0;background:transparent;padding:13px 8px;border-radius:2px;
  color:var(--ink-soft);font-size:.76rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase
}
.tab.active{background:var(--deep);color:#fff}
main{padding-top:26px}
.screen{display:none}
.screen.active{display:block;animation:fade .2s ease}
@keyframes fade{from{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}

.editorial-intro{
  display:grid;grid-template-columns:1.05fr .95fr;min-height:380px;
  background:var(--paper);border:1px solid var(--line);box-shadow:var(--shadow);
  margin-bottom:22px;
}
.editorial-copy{padding:52px;display:flex;flex-direction:column;justify-content:center}
.editorial-copy h2{
  font-family:Georgia,serif;font-weight:400;font-size:clamp(2rem,4vw,3.3rem);
  line-height:1.08;margin:0 0 20px;
}
.editorial-copy p:not(.eyebrow){color:var(--ink-soft);line-height:1.7;max-width:520px}
.editorial-photo-wrap{min-height:360px;overflow:hidden}
.editorial-photo-wrap img{
  width:100%;height:100%;object-fit:cover;filter:saturate(.72) contrast(1.04);
}

.eyebrow{margin:0 0 8px;color:var(--bronze);font-size:.69rem;font-weight:900;letter-spacing:.23em;text-transform:uppercase}
.pillars-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.pillar-card{
  position:relative;text-align:left;border:1px solid var(--line);background:#fdfaf4;
  padding:34px;border-radius:2px;box-shadow:var(--shadow);color:var(--ink);min-height:255px;
  transition:.2s transform,.2s border-color;
}
.pillar-card:hover{transform:translateY(-3px);border-color:rgba(154,116,66,.55)}
.pillar-card::before{
  content:"";position:absolute;left:0;top:0;bottom:0;width:5px;
  background:linear-gradient(var(--gold),var(--bronze),#70502f)
}
.pillar-card h2{font-family:Georgia,serif;font-size:2.3rem;margin:16px 0 10px;font-weight:400}
.pillar-card p{color:var(--ink-soft);line-height:1.65;max-width:440px}
.pillar-card span{display:inline-block;margin-top:18px;color:var(--bronze);font-weight:900;font-size:.75rem;letter-spacing:.13em;text-transform:uppercase}
.pillar-icon{
  width:38px;height:56px;border-left:2px solid var(--bronze);border-right:2px solid var(--bronze);
  display:grid;place-items:center;font-family:Georgia,serif;font-size:1rem;color:var(--bronze)
}

.feature-panel{
  display:grid;grid-template-columns:1fr auto;align-items:center;gap:28px;margin:20px 0;
  padding:38px;color:#fff;background:
  linear-gradient(110deg,rgba(30,22,17,.98),rgba(72,55,41,.94));
  border:1px solid rgba(229,197,139,.22);box-shadow:var(--shadow)
}
.feature-panel h2{font-family:Georgia,serif;font-size:3rem;margin:0 0 8px;font-weight:400}
.feature-panel p:not(.eyebrow){max-width:690px;color:rgba(255,255,255,.76);line-height:1.65}
.primary{
  border:1px solid #d8bc86;border-radius:2px;background:var(--gold);color:#231b15;
  padding:13px 18px;font-weight:900;white-space:nowrap;letter-spacing:.03em
}
.toolbelt,.saved-list{margin-top:34px}
.section-heading{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:16px}
.section-heading h2{font-family:Georgia,serif;font-size:2.35rem;margin:0;font-weight:400}
.section-heading>p{color:var(--ink-soft)}
.text-button{border:0;background:transparent;color:var(--bronze);font-weight:900}
.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.tool-card{
  position:relative;border:1px solid var(--line);background:rgba(255,253,248,.96);
  border-radius:2px;padding:24px;text-align:left;min-height:166px;color:var(--ink);
  box-shadow:0 12px 30px rgba(57,43,31,.07);
  transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease;
}
.tool-card:hover{transform:translateY(-3px);border-color:rgba(154,116,66,.5);box-shadow:0 18px 40px rgba(57,43,31,.12)}
.tool-card h3{margin:13px 0 7px;font-family:Georgia,serif;font-size:1.35rem;font-weight:400}
.tool-card p{margin:0;color:var(--ink-soft);line-height:1.5;font-size:.92rem}
.tool-card .tool-symbol{font-size:1.15rem;color:var(--bronze)}
.favorite{position:absolute;right:12px;top:10px;border:0;background:transparent;color:var(--stone);font-size:1.1rem}
.favorite.on{color:var(--bronze)}

.modal{position:fixed;inset:0;display:none;z-index:50}
.modal.open{display:block}
.modal-backdrop{position:absolute;inset:0;background:rgba(24,18,14,.67);backdrop-filter:blur(5px)}
.modal-card{
  position:relative;z-index:1;width:min(790px,calc(100% - 24px));max-height:92vh;overflow:auto;
  margin:4vh auto;background:var(--paper);border-radius:3px;box-shadow:0 30px 90px rgba(0,0,0,.38);
  padding:28px;border:1px solid rgba(198,165,109,.28)
}
.modal-header{display:flex;justify-content:space-between;gap:18px;align-items:start;border-bottom:1px solid var(--line);padding-bottom:16px;margin-bottom:20px}
.modal-header h2{font-family:Georgia,serif;font-size:2.3rem;margin:0;font-weight:400}
.close-button{border:1px solid var(--line);background:#f3ebdf;width:38px;height:38px;border-radius:50%;font-size:1.4rem}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:flex;flex-direction:column;gap:7px}
.field span{font-size:.78rem;font-weight:900;color:var(--ink-soft);letter-spacing:.04em}
input,select,textarea{width:100%;border:1px solid var(--line);background:#fff;padding:13px;border-radius:2px;color:var(--ink)}
textarea{min-height:112px;resize:vertical}
.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.secondary{border:1px solid var(--line);background:#fff;padding:12px 16px;border-radius:2px;font-weight:900;color:var(--ink)}
.result{margin-top:18px;border-left:4px solid var(--bronze);background:#f2eadf;padding:17px;border-radius:0;line-height:1.6}
.result strong{font-family:Georgia,serif;font-size:1.25rem;font-weight:400}
.option-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.choice{border:1px solid var(--line);background:#fff;border-radius:999px;padding:9px 13px}
.choice.selected{background:var(--ink);color:#fff}
.question-card{padding:17px 0;border-bottom:1px solid var(--line)}
.question-card h3{font-family:Georgia,serif;margin:0 0 6px;font-size:1.25rem;font-weight:400}
.question-card p{color:var(--ink-soft);margin:0 0 8px}
.saved-item{background:rgba(255,253,248,.94);border:1px solid var(--line);border-radius:2px;padding:19px;margin-bottom:12px}
.saved-item h3{font-family:Georgia,serif;margin:0 0 6px;font-weight:400}
.saved-meta{color:var(--ink-soft);font-size:.84rem;margin-bottom:10px}
.saved-actions{display:flex;gap:8px;flex-wrap:wrap}
.small-btn{border:1px solid var(--line);background:#fff;padding:8px 10px;border-radius:2px;font-weight:800}
.empty{padding:38px;text-align:center;border:1px dashed var(--stone);color:var(--ink-soft)}
.checklist-item{display:grid;grid-template-columns:auto 1fr auto;gap:10px;align-items:center;margin:9px 0}
.checklist-item input[type=checkbox]{width:20px;height:20px}
.remove-line{border:0;background:transparent;color:#8b4d3f;font-weight:800}
.meter{height:10px;background:#e5d9c7;border-radius:999px;overflow:hidden;margin-top:12px}
.meter>span{display:block;height:100%;background:linear-gradient(90deg,var(--bronze),var(--gold))}
.calc-display{
  width:100%;min-height:78px;background:#241d18;color:#fff;border-radius:2px;
  padding:19px;font-size:1.65rem;text-align:right;letter-spacing:.02em;overflow-wrap:anywhere;
  border:1px solid rgba(255,255,255,.08)
}
.calc-pad{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:14px}
.calc-key{border:1px solid var(--line);background:#fff;padding:16px 8px;border-radius:2px;font-weight:900;font-size:1.05rem}
.calc-key.operator{background:#e9dcc8}
.calc-key.action{background:#3a2e25;color:#fff}
.calc-key.equals{background:var(--gold);color:#241b14}
.budget-summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
.budget-stat{background:#fff;border:1px solid var(--line);padding:14px}
.budget-stat span{display:block;color:var(--ink-soft);font-size:.76rem;font-weight:900}
.budget-stat strong{display:block;margin-top:6px;font-family:Georgia,serif;font-size:1.18rem}

@media(max-width:760px){
  .app-shell{padding:10px 10px 60px}
  .hero{min-height:470px}
  .hero-photo{object-position:42% center}
  .hero-copy{padding:36px 18px}
  .hero h1{font-size:clamp(4.2rem,20vw,6.3rem);letter-spacing:.035em}
  .hero-subhead{font-size:.72rem;letter-spacing:.25em}
  .editorial-intro,.pillars-grid,.tool-grid,.form-grid{grid-template-columns:1fr}
  .editorial-copy{padding:34px 26px}
  .editorial-photo-wrap{min-height:260px}
  .feature-panel{grid-template-columns:1fr;align-items:start}
  .top-tabs{font-size:.78rem}
  .pillar-card{min-height:0}
  .modal-card{margin:2vh auto;max-height:96vh;padding:21px}
  .budget-summary-grid{grid-template-columns:1fr}
}